“Do not follow where the path may lead. Go instead where there is no path and leave a trail.” - Ralph Waldo Emerson
The purpose of this website is to inspire, educate and lead by example those of you who wish for more in life. To assist and guide those who wish to break the cycle of working to live and those who desire to become confident, successful, healthy and to live out your dreams.
My ultimate goal is to become financially free by the age of 40, after starting nearly $100,000 in debt at the age of 25. I’m currently 34-years-old and am allowing you to follow my journey and perhaps provide an example or a trail of bread crumbs for others to follow by learning from my successes and my failures, my trials and tribulations.
On the path to financial freedom, I mean to live a healthy and balanced life; avoiding consumerist traps, but also enjoying my life while having a supreme focus on control and self-discipline. I am young, but have learned a lot in my experiences. I am still learning and invite you to learn from me and learn with me on this odyssey.
About
Find out about the anonymous Modern Spartan and what he is currently investing his time, money and energy into here.
Student loan debt is perhaps the biggest “first world problem” of our generation and is weighing down the young Millennial middle class more than anyone without this massive debt can begin to comprehend. Student loan debt is making it difficult for Millennials to buy homes, get married, invest in their retirement and plan for their futures the way their parents and grandparents had before them.
Most high school students or other young adults considering attending college don’t actually weigh or understand the costs and benefits of whether college is a good or bad decision for them. Outside influences (namely parents) generally make the decision for college students, in some cases before the child is even born or before they grow into their own personality. College is not a choice or a privilege anymore for average Americans, it is just the next step after high school before entering the real world. A step that costs a lot of time and a lot of money.
Take Action
Ready to take action on your own? You can purchase some of the tools the Modern Spartan uses for organization, success and discipline here.
Building a budget is easy if you know how to create a spreadsheet on excel and have a gist of your basic expenses, the difficult part is KEEPING a budget. You can lead a horse to water, but you can’t make it drink. In order to KEEP a budget you must be well disciplined and you must WANT TO KEEP TO THE BUDGET.